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	<title>Online Personal Finance Help Center</title>
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	<link>http://lenderwatch.org</link>
	<description>We help with your complaints and explain personal finance</description>
	<lastBuildDate>Wed, 22 Feb 2012 20:38:55 +0000</lastBuildDate>
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		<item>
		<title>Capital One and HSBC Credit Cards</title>
		<link>http://lenderwatch.org/capital-one-and-hsbc-credit-cards</link>
		<comments>http://lenderwatch.org/capital-one-and-hsbc-credit-cards#comments</comments>
		<pubDate>Wed, 22 Feb 2012 20:38:55 +0000</pubDate>
		<dc:creator>Timothy Blake</dc:creator>
				<category><![CDATA[Capital One]]></category>
		<category><![CDATA[Capital One complaints]]></category>
		<category><![CDATA[Capital One profiling]]></category>
		<category><![CDATA[capitalone]]></category>
		<category><![CDATA[consumer profiling database]]></category>
		<category><![CDATA[Cowboy up]]></category>
		<category><![CDATA[customer profiling]]></category>

		<guid isPermaLink="false">http://lenderwatch.org/?p=378</guid>
		<description><![CDATA[Capital One might do a better job than HSBC Finance, Household Bank, and HSBC NV with regard to credit cards. Almost everyone has seen a commercial asking &#8220;What&#8217;s In Your Wallet&#8221;. Capital One is considered a financial holding company, and HSBC USA is made up of so many holding companies that the US government can&#8217;t [...]]]></description>
		<wfw:commentRss>http://lenderwatch.org/capital-one-and-hsbc-credit-cards/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why Americans Find Predatory Lending Offensive</title>
		<link>http://lenderwatch.org/why-americans-find-predatory-lending-offensive</link>
		<comments>http://lenderwatch.org/why-americans-find-predatory-lending-offensive#comments</comments>
		<pubDate>Fri, 17 Feb 2012 18:29:38 +0000</pubDate>
		<dc:creator>Timothy Blake</dc:creator>
				<category><![CDATA[Customer Complaints]]></category>
		<category><![CDATA[character]]></category>
		<category><![CDATA[grief]]></category>
		<category><![CDATA[lending]]></category>
		<category><![CDATA[love]]></category>
		<category><![CDATA[military]]></category>
		<category><![CDATA[parenting]]></category>
		<category><![CDATA[predatory]]></category>
		<category><![CDATA[self respect]]></category>

		<guid isPermaLink="false">http://lenderwatch.org/?p=371</guid>
		<description><![CDATA[Author&#8217;s Note: I wrote this article in 2002. It has been copied, stolen, and reused without permission or credit given. When I worte this article I was working as a government contractor in the years after I retired from the Marine Corps. Referencing Google Authority and copyright laws, I&#8217;m republishing my original work as follows: [...]]]></description>
		<wfw:commentRss>http://lenderwatch.org/why-americans-find-predatory-lending-offensive/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Fannie Mae, Freddie Mac and RBS roundup</title>
		<link>http://lenderwatch.org/fannie-mae-freddie-mac-and-rbs-roundup</link>
		<comments>http://lenderwatch.org/fannie-mae-freddie-mac-and-rbs-roundup#comments</comments>
		<pubDate>Thu, 12 Jan 2012 09:48:17 +0000</pubDate>
		<dc:creator>Timothy Blake</dc:creator>
				<category><![CDATA[General Finance]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[investment bank jobs]]></category>
		<category><![CDATA[Royal Bank of Scotland]]></category>
		<category><![CDATA[United States Fannie Mae]]></category>

		<guid isPermaLink="false">http://lenderwatch.org/?p=338</guid>
		<description><![CDATA[Royal Bank of Scotland is eliminating 3,500 investment bank jobs and will sell or shut the bank&#8217;s equities and advisory business under a 3-year plan to further reduce risk. RBS said the bank will focus more on domestic retail and corporate banking. RBS, 83 percent owned by the UK government, on Thursday said it will [...]]]></description>
		<wfw:commentRss>http://lenderwatch.org/fannie-mae-freddie-mac-and-rbs-roundup/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Wells and USAA mortgage refi, credit card news of the week</title>
		<link>http://lenderwatch.org/wells-and-usaa-mortgage-refi-credit-card-news-of-the-week</link>
		<comments>http://lenderwatch.org/wells-and-usaa-mortgage-refi-credit-card-news-of-the-week#comments</comments>
		<pubDate>Thu, 05 Jan 2012 23:39:02 +0000</pubDate>
		<dc:creator>Timothy Blake</dc:creator>
				<category><![CDATA[General Finance]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[GE]]></category>
		<category><![CDATA[Household Bank]]></category>
		<category><![CDATA[HSBC]]></category>
		<category><![CDATA[Internal Revenue Service]]></category>
		<category><![CDATA[investor refinance]]></category>
		<category><![CDATA[Kentucky]]></category>
		<category><![CDATA[mortgage refinance]]></category>
		<category><![CDATA[Ocwen Financial]]></category>
		<category><![CDATA[pretty straight forward]]></category>
		<category><![CDATA[Saxon Mortgage]]></category>
		<category><![CDATA[the Wall Street Journal]]></category>
		<category><![CDATA[USAA]]></category>
		<category><![CDATA[Wall Street Journal]]></category>
		<category><![CDATA[Wells Fargo]]></category>

		<guid isPermaLink="false">http://lenderwatch.org/?p=319</guid>
		<description><![CDATA[Thanks goodness for credit card reform. Compared to the old days it is really nice to get email reminders when a credit card payment is due. Confirmation emails are wonderful. What happened to huge profits generated by credit card companies when they &#8220;forgot&#8221; to mail a statement, just to make you pay interest on &#8220;zero [...]]]></description>
		<wfw:commentRss>http://lenderwatch.org/wells-and-usaa-mortgage-refi-credit-card-news-of-the-week/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Programming of HSBC Watch completed</title>
		<link>http://lenderwatch.org/programming-of-hsbc-watch-completed</link>
		<comments>http://lenderwatch.org/programming-of-hsbc-watch-completed#comments</comments>
		<pubDate>Fri, 30 Dec 2011 20:02:48 +0000</pubDate>
		<dc:creator>Timothy Blake</dc:creator>
				<category><![CDATA[General Finance]]></category>
		<category><![CDATA[law libraries]]></category>
		<category><![CDATA[network search capabilities]]></category>
		<category><![CDATA[smart search capability]]></category>
		<category><![CDATA[software updates]]></category>
		<category><![CDATA[visitor research efforts]]></category>

		<guid isPermaLink="false">http://lenderwatch.org/?p=314</guid>
		<description><![CDATA[Meeting another end-of-2011 goal Lender Watch recently completed reprogramming of HSBC Watch. The website was formerly located at householdwatch.com and the new domain name better reflects today&#8217;s visitor interests. Timothy Blake and Lender Watch have owned the domain name HSBCWatch.com for many years. Forums are Smart Phone Ready HSBC Watch forums have been transitioned and [...]]]></description>
		<wfw:commentRss>http://lenderwatch.org/programming-of-hsbc-watch-completed/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bank layoffs might thrill Occupy Wall Street</title>
		<link>http://lenderwatch.org/bank-layoffs-might-thrill-occupy-wall-street</link>
		<comments>http://lenderwatch.org/bank-layoffs-might-thrill-occupy-wall-street#comments</comments>
		<pubDate>Wed, 21 Dec 2011 19:40:37 +0000</pubDate>
		<dc:creator>Timothy Blake</dc:creator>
				<category><![CDATA[General Finance]]></category>
		<category><![CDATA[Berkshire Hathaway]]></category>
		<category><![CDATA[Citigroup]]></category>
		<category><![CDATA[JP Morgan]]></category>
		<category><![CDATA[UBS]]></category>
		<category><![CDATA[Wells Fargo]]></category>

		<guid isPermaLink="false">http://lenderwatch.org/?p=302</guid>
		<description><![CDATA[A recent article on Equities.com by Brittany Barrett tells us which Wall Street Banks are laying off the most people. Our Lender watch articles reflect layoff announcements as they happened, but Barrett puts figures all in one place. You might find the results both interesting and revealing. Morgan Stanley (MS): The most recent of the [...]]]></description>
		<wfw:commentRss>http://lenderwatch.org/bank-layoffs-might-thrill-occupy-wall-street/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Fitch Ratings downgrades Ocwen Financial</title>
		<link>http://lenderwatch.org/fitch-ratings-downgrades-ocwen-financial</link>
		<comments>http://lenderwatch.org/fitch-ratings-downgrades-ocwen-financial#comments</comments>
		<pubDate>Wed, 21 Dec 2011 19:19:51 +0000</pubDate>
		<dc:creator>Timothy Blake</dc:creator>
				<category><![CDATA[Ocwen Financial]]></category>
		<category><![CDATA[Barclays]]></category>
		<category><![CDATA[HomEq]]></category>
		<category><![CDATA[HomEq platform]]></category>
		<category><![CDATA[undisclosed major bank]]></category>
		<category><![CDATA[USD]]></category>

		<guid isPermaLink="false">http://lenderwatch.org/?p=296</guid>
		<description><![CDATA[Here at Lender Watch we monitor companies that are heavy into subprime. Confirming our concerns today was a downgrade of Ocwen Financial by Fitch Ratings. In the past two years, Ocwen has executed numerous high-profile servicing acquisitions, including buyouts of Barclays’ HomEq platform and Litton Loan Servicing’s portfolio and operations. Ocwen has also acquired a [...]]]></description>
		<wfw:commentRss>http://lenderwatch.org/fitch-ratings-downgrades-ocwen-financial/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Foreclosure and local government general funds</title>
		<link>http://lenderwatch.org/foreclosure-and-local-government-general-funds</link>
		<comments>http://lenderwatch.org/foreclosure-and-local-government-general-funds#comments</comments>
		<pubDate>Sun, 11 Dec 2011 18:16:32 +0000</pubDate>
		<dc:creator>Timothy Blake</dc:creator>
				<category><![CDATA[General Finance]]></category>
		<category><![CDATA[Colorado]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[General Fund]]></category>
		<category><![CDATA[Hawaii]]></category>

		<guid isPermaLink="false">http://lenderwatch.org/?p=264</guid>
		<description><![CDATA[An article referencing &#8220;Colorado Counties Foreclosure Fees&#8221; was forwarded to my desk, with a big question mark. What was my take on a madly spinning article? There were more questions than answers and the way departments and counties handled the excess does not make them villains. It was a big discovery that only took 4 [...]]]></description>
		<wfw:commentRss>http://lenderwatch.org/foreclosure-and-local-government-general-funds/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New suit alleges deceptive foreclosure practices</title>
		<link>http://lenderwatch.org/new-suit-alleges-deceptive-foreclosure-practices</link>
		<comments>http://lenderwatch.org/new-suit-alleges-deceptive-foreclosure-practices#comments</comments>
		<pubDate>Fri, 02 Dec 2011 15:32:58 +0000</pubDate>
		<dc:creator>Timothy Blake</dc:creator>
				<category><![CDATA[General Finance]]></category>
		<category><![CDATA[Ally Financial]]></category>
		<category><![CDATA[Bank of America]]></category>
		<category><![CDATA[Citigroup]]></category>
		<category><![CDATA[deceptive]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[foreclosure practices]]></category>
		<category><![CDATA[JPMorgan Chase]]></category>
		<category><![CDATA[Massachusetts]]></category>
		<category><![CDATA[Wells Fargo]]></category>

		<guid isPermaLink="false">http://lenderwatch.org/?p=251</guid>
		<description><![CDATA[SPRINGFIELD, Mass. (WWLP) &#8211; This week, Massachusetts slapped a huge lawsuit on five major U.S. banks. The lawsuit claims the banks’ shady practices have contributed to people illegally being removed from their home. State Attorney General Martha Coakley says she is not going to wait any longer to hold banks accountable for allegedly deceptive foreclosure [...]]]></description>
		<wfw:commentRss>http://lenderwatch.org/new-suit-alleges-deceptive-foreclosure-practices/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Best Buy HSBC complaint and debt cancellation fee scam</title>
		<link>http://lenderwatch.org/best-buy-hsbc-complaint-and-debt-cancellation-fee-scam</link>
		<comments>http://lenderwatch.org/best-buy-hsbc-complaint-and-debt-cancellation-fee-scam#comments</comments>
		<pubDate>Thu, 01 Dec 2011 17:52:39 +0000</pubDate>
		<dc:creator>Timothy Blake</dc:creator>
				<category><![CDATA[Customer Complaints]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[BBB]]></category>
		<category><![CDATA[Best Buy]]></category>
		<category><![CDATA[debt cancellation fee]]></category>
		<category><![CDATA[electronics retailer]]></category>
		<category><![CDATA[Federal Trade Commission]]></category>
		<category><![CDATA[HSBC NV]]></category>
		<category><![CDATA[manager]]></category>
		<category><![CDATA[Marine Corps]]></category>
		<category><![CDATA[Nevada]]></category>
		<category><![CDATA[United States Marine Corps]]></category>

		<guid isPermaLink="false">http://lenderwatch.org/?p=245</guid>
		<description><![CDATA[Black Friday resulted in great sales figures for electronics retailer Best Buy. We shudder when thinking of how many people used a Best Buy credit card or opened a Best Buy credit card account. Hint &#8211; the bank is HSBC, and the card is issued by HSBC NV. Here is a complaint from MK in [...]]]></description>
		<wfw:commentRss>http://lenderwatch.org/best-buy-hsbc-complaint-and-debt-cancellation-fee-scam/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
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